Your privacy is important to us at Combine Web Services Pte. Ltd.. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. You agree to these policies by virtue of using our website in a way that leads to you providing us with personal information.
Collection of Information for Measurement Services and Ad Targeting
Our Commitment To Children's Privacy
Protecting the privacy of the very young is especially important. For that reason, our website will never collect or maintain information at our website from those we actually know are under 18, and no part of our website is structured to attract anyone under 18.
Under our Terms of Service and Conditions of Use, children under 18 are not allowed to use our website and access our services. It is not our intention to offer products or services to minors.
Collection of Personal Information
As part of our OneHourLoan.sg matching platform, when you request a quote by submitting personal information via our forms, we send this information to our subscribing licensed moneylenders for the purposes of evaluating your suitability for a loan, and if applicable, get you offer(s) for a loan. If the offer(s) is accepted by you, your personal information is sent to the lender(s) who are making the offer to follow up. The lender(s) with the offer then contact you to arrange the loan. If you decline the offer(s), your personal information is removed from our system.
If you wish to remove your personal information from our systems, simply contact us via our contact form on this site and we will arrange to get it removed in accordance with the relevant laws.
When visiting our website, the IP address used to access our website may be logged along with the dates and times of access. This information is purely used to ensure security, analyze trends, administer our website, track users movement, and gather broad demographic information for internal use such as statistical assessments and website improvement.
Other information may be collected as well by Combine Web Services Pte. Ltd., which is rather typical of most websites. For instance, the source that referred you to our website is generally known. Likewise, your duration on our website, and your destination when you leave our website can also be tracked. Other common data collected includes the type of operating system the computer you are using to access our website has. Similarly, the type of web browser is often noted. Again, this is common data collection, and helps ultimately produce a better end-user experience.
At times, you will be fully aware of information received, as you are the direct source providing it. For instance, you may comment on a blog post, reply to an email (whether broadcast message or autoresponder), provide an email address, complete a survey, requests SMS, or otherwise. Likewise, purchases necessarily involve collecting certain information, such as credit card information, Paypal addresses, your physical address for billing and/or shipping, phone number, and so on. Refusing to provide some of this information may lead to us being unable to provide you with the products or services you’ve requested.
A prime example of limited access to our website is where some onehourloan.sg content may be protected by a username and password. Whether a username and password is generated by our website, or created by you, these will almost always be connected with some other information related to or connected with you. This is true since much content that is protected on the internet is subscription based, often paid for. Thus, the username and password must necessarily be tied to your other account data. Usernames and passwords, by their very nature, should be kept private.
Handling of Personal Information
Note that any personal information you provide to others apart from us or our vendors is wholly optional. As an example, you might disclose something in a blog post comment. That “private” information is now “public,” and we have no control over that. In like fashion, you sharing information with any other third party not functioning as a service provider to us puts that information beyond our control and becomes subject to the policy that party has in place.
Our primary intention for collecting personal and private information from you is simply to conduct our business. We can use this internally to better serve you. Accordingly, we see no reason to share your personal information to other parties and outside interests unless you have authorized us to do so. Of course, there are instances where your information is stored with third party service providers, such as email service providers, as they provide services that are industry-leading in quality and security and are far more beneficial to our end user than attempting such services “in-house.” However, you are never required to deal with any such third party directly, they are limited in how they use your information, and they cannot sell or transfer it to others in any way.
However, of course, your information does comprise part of an overall whole. This aggregate of information, by contrast, may be used to understand our overall user base. Further, we may share this information about our website visitors as a whole, not individually, with third parties for various purposes, in our sole discretion.
While we are staunch privacy advocates at Combine Web Services Pte. Ltd., there are times when even we may be forced to abandon these ideals. Just as major search engines face ongoing compulsion to provide data against their will, so too may the same occur with our onehourloan.sg website. Illegal activity or other serious acts or allegations could create legal liability for our website. In those cases, we reserve the right to share your information, or else may simply be compelled to do so by law. On the other hand, there may be times when we would need to share your private information in order to protect our own interests. For instance, in cases of suspected or alleged copyright infringement or other intellectual property violations, it may be necessary to share personal information.
Google Adsense and the DoubleClick DART Cookie
Links to Third Party Websites
We have included links on this website for your use and reference. We are not responsible for the privacy policies on these websites. You should be aware that the privacy policies of these websites may differ from our own.
CHANGE NOTICE: As with any of our administrative and legal notice pages, the contents of this page can and will change over time. Accordingly, this page could read differently as of your very next visit. These changes are necessitated, and carried out by Combine Web Services Pte. Ltd., in order to protect you and our onehourloan.sg website. If this page is important to you, you should check back frequently as no other notice of changed content will be provided either before or after the change takes effect.
COPYRIGHT WARNING: The legal notices and administrative pages on this website, including this one, have been diligently drafted by an attorney. We at Combine Web Services Pte. Ltd. have paid to license the use of these legal notices and administrative pages on onehourloan.sg for your protection and ours. This material may not be used in any way for any reason and unauthorized use is policed via Copyscape to detect violators.
QUESTIONS/COMMENTS/CONCERNS: If you have any questions about the contents of this page, or simply wish to reach us for any other reason, you may do so by using our Contact information.
DATA PROTECTION OFFICER: For any further clarifications or changes for the data provided by you and the purposes that it will be used for, you may contact our Data Protection Officer) at the URL below.
Please note that One Hour Loan is a matching platform that works as an independent body to match borrowers to lenders with the most suitable offers in Singapore. As such we do not advertise for or represent any moneylender, and we are not a moneylender. We do not offer any loans directly, over the phone or at our office or otherwise. All loans are provided by our subscribing licensed moneylenders. Your quote offered on this website is non-binding and will only be finalized when you sign the loan documentation at the office of your selected licensed moneylender(s).