How Does One Hour Loan Work?

Our Simple 4-Step Process

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Let Us Know How Much
You Need

Start by filling out a short application form with how much you need and a few simple details about yourself.

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Get Offers Instantly
Based on Your Details

Get up to 10 competitive quotes for loans instantly once you send us your details.

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Visit the Recommeded Lenders to Get Your Loan

Visit your preferred lender's office from the lists of recommendation.

* Show the QR code provided to gain priority access.

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Transfer Recommendation Fees

Upon cash disbursement from the licensed lender, kindly transfer the loan matching fee ($9.99) via the link provided.
* No fees will be required if no loan is processed.
(Promotion: All Recommendation Fees are waived)

The Safest, Fastest and Easiest Way to Get a Loan

One Hour Loan is a matching platform that has various licensed moneylenders subscribing to our services.

All our subscribers and their operations have been extensively interviewed and studied by our experienced team prior to accepting their subscription of our services.

This ensures that we only work with the best, and that you only get the best services from our subscribers.

What Happens at Each Step

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Step 1: Application

At the first stage of your application, you will be required to fill in a simple survey about yourself. This will probably take approximately 3 to 5 minutes to complete.

We recommend that you provide accurate information as far as possible, as our subscribers will base their offers to you on the information you provide.

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Step 2: Get Offers

Upon your submission, our database of licensed moneylender will receive only limited information about you. This set of information are namely:

  1. Your gross salary
  2. Your requested loan amount

Within minutes, our system will match you to a suitable licensed moneylender/s base on your request and information provided. The licensed moneylender will then submit their offer to you through us. Do note that at this stage, neither the lender nor yourself will be aware of each other’s identity.

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Step 3: Visit the Recommended Lenders to Get Your Loan

Based on your details, you will be instantly shown on screen the details of one or more offers made to you from our subscribers. You can freely choose the recommended lender and visit their respective office.

Present the QR code provided to the Licensed Moneylender and they will provide you with priority access to a loan officer.

The loan officer will subsequently guide you through their loan application processes.

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Step 4: Transfer Recommendation Fees

Upon cash disbursement from the licensed lender, kindly transfer the loan matching fee ($9.99) via the link provided. * No fees will be required if no loan is processed.

(Promotion: All Recommendation Fees are waived)

One Hour Loan is the Fastest Way to Get the Best Rates

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Get the Best Interest Rates

Our moneylenders will offer you their best rates instantly.

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Licensed Moneylenders Only

We ensure that all the moneylenders who work with One Hour Loan are officially licensed and legal.

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High Loan Matching Rate

We have successfully matched 14,000 Loans since 2015.

Compare Interest Rates for Your Loan Now

What is your monthly income?

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About Us

One Hour Loan is the fastest way to compare interest rates from licensed moneylenders in Singapore.

We are not a moneylender but provide a way for borrowers to get the most competitive interest rates for loans from licensed moneylenders.

Please note that One Hour Loan is a matching platform that works as an independent body to match borrowers to lenders with the most suitable offers in Singapore. As such we do not advertise for or represent any moneylender, and we are not a moneylender. We do not offer any loans directly, over the phone or at our office or otherwise. All loans are provided by our subscribing licensed moneylenders. Your quote offered on this website is non-binding and will only be finalized when you sign the loan documentation at the office of your selected licensed moneylender(s).