How Does One Hour Loan Work?
Our Simple 4-Step Process
Let Us Know How Much
Start by filling out a short application form with how much you need and a few simple details about yourself.
Get Offers Instantly
Based on Your Details
Get up to 10 competitive quotes for loans instantly once you send us your details.
Visit the Recommeded Lenders to Get Your Loan
Visit your preferred lender's office from the lists of recommendation.
* Show the QR code provided to gain priority access.
Transfer Recommendation Fees
The Safest, Fastest and Easiest Way to Get a Loan
One Hour Loan is a matching platform that has various licensed moneylenders subscribing to our services.
All our subscribers and their operations have been extensively interviewed and studied by our experienced team prior to accepting their subscription of our services.
This ensures that we only work with the best, and that you only get the best services from our subscribers.
What Happens at Each Step
Step 1: Application
At the first stage of your application, you will be required to fill in a simple survey about yourself. This will probably take approximately 3 to 5 minutes to complete.
We recommend that you provide accurate information as far as possible, as our subscribers will base their offers to you on the information you provide.
Step 2: Get Offers
Upon your submission, our database of licensed moneylender will receive only limited information about you. This set of information are namely:
- Your gross salary
- Your requested loan amount
Within minutes, our system will match you to a suitable licensed moneylender/s base on your request and information provided. The licensed moneylender will then submit their offer to you through us. Do note that at this stage, neither the lender nor yourself will be aware of each other’s identity.
Step 3: Visit the Recommended Lenders to Get Your Loan
Based on your details, you will be instantly shown on screen the details of one or more offers made to you from our subscribers. You can freely choose the recommended lender and visit their respective office.
Present the QR code provided to the Licensed Moneylender and they will provide you with priority access to a loan officer.
The loan officer will subsequently guide you through their loan application processes.
Step 4: Transfer Recommendation Fees
Upon cash disbursement from the licensed lender, kindly transfer the loan matching fee ($9.99) via the link provided. * No fees will be required if no loan is processed.
(Promotion: All Recommendation Fees are waived)
Compare Interest Rates for Your Loan Now
One Hour Loan is the fastest way to compare interest rates from licensed moneylenders in Singapore.
We are not a moneylender but provide a way for borrowers to get the most competitive interest rates for loans from licensed moneylenders.
Please note that One Hour Loan is a matching platform that works as an independent body to match borrowers to lenders with the most suitable offers in Singapore. As such we do not advertise for or represent any moneylender, and we are not a moneylender. We do not offer any loans directly, over the phone or at our office or otherwise. All loans are provided by our subscribing licensed moneylenders. Your quote offered on this website is non-binding and will only be finalized when you sign the loan documentation at the office of your selected licensed moneylender(s).