Customer Questions

Yes, we do the utmost to protect your data privacy.

Once you send your request for loan quote via our website, only your loan amount requested, gross salary, length of employment and credit exposure will be sent to our database of licensed moneylenders to assess their loan offers to you.

They will then send you their offers to you through our platform. You are free to accept or decline any offers that are made to you.

Only upon your acceptance and authorisation will further information about you be released to the selected lender.

Only upon your acceptance is both your identity and the lenders' identities be revealed to each other. The licensed lender will proceed to contact you to arrange for an appointment as well as answer your queries.

We will notify our subscribers of any declined offers. Your personal information will automatically be removed from our system for all declined offers.

Your information will not be used for anything else apart from processing your request.

If you have further concerns, you can check our privacy policy or contact us for more details.

We have a simple 4 step process.

1. Let Us Know How Much You Need - Start by filling out a short application form with how much you need and a few simple details about yourself
2. Get Offers Within Minutes - You will get up to 10 competitive quotes for loans presented immediately with all the lenders information.
3. Accept an Offer to Get Your Loan - Pick an offer to accept and head down to the moneylender's office to finalize your loan.
4. Transfer recommendation Fees - Upon cash disbursement from your chosen licensed moneylender on your loan kindly transfer the loan matching service fee ($9.99) via the link provided.
    
   * No Fees will be required if no loan is processed.

Click here to find out more information about our process.

Caps that Apply to Unsecured Loans from All Licensed Moneylenders Combined

There are caps that apply to loans from all licensed moneylenders combined.

For Singaporeans, if your annual income is:

• Less than $20,000 a year - You can borrow up to $3,000
• At least $20,000 a year - You can borrow up to 6 times your monthly income

For foreigners residing in Singapore, if your annual income is:

• Less than $10,000 a year - You can borrow up to $500
• At least $10,000 a year and less than $20,000 a year - You can borrow up to $3,000
• At least $20,000 a year - You can borrow up to 6 times your monthly income

Please note that the above caps apply to unsecured loans from all licensed moneylenders combined.

We would, however, like to remind you to borrow responsibly.

Although moneylenders usually set a lower qualifying benchmark for loan approvals and a shorter approving timeframe in comparison to local banks, interest rates are typically charged on a monthly basis from 1-4% per month and a processing fee of up to 10% of your loan amount.

As such it is recommended that you do your sums prudently and borrow strictly for necessity.