How Does One Hour Loan Work?

Our Simple 3-Step Process


Let Us Know How Much
You Need

Start by filling out a short application form with how much you need and a few simple details about yourself.


Get Offers Instantly
Based on Your Details

Get up to 10 competitive quotes for loans instantly once you send us your details.


Accept an Offer to Get
Your Loan

Accept one or more non-binding offers from lenders. The licensed lenders will contact you shortly to finalize the loan.

The Safest, Fastest and Easiest Way to Get a Loan

One Hour Loan is a matching platform that has various licensed moneylenders subscribing to our services.

All our subscribers and their operations have been extensively interviewed and studied by our experienced team prior to accepting their subscription of our services.

This ensures that we only work with the best, and that you only get the best services from our subscribers.

What Happens at Each Step


Step 1: Application

At the first stage of your application, you will be required to fill in a simple survey about yourself. This will probably take approximately 3 to 5 minutes to complete.

We recommend that you provide accurate information as far as possible, as our subscribers will base their offers to you on the information you provide.


Step 2: Get Offers

Upon your submission, our subscribers will receive only 3 pieces of information about you, namely:

  1. Your gross salary
  2. Your length of employment
  3. Your credit exposure, together with your requested loan amount.

Within an hour, our subscribers will base on your request and information provided, submit their offer to you through us. Do note that at this stage, neither the lender nor yourself will be aware of each other’s identity. 


Step 3: Choose and Accept Offers

Based on your details, you will be instantly shown on screen the details of one or more offers made to you from our subscribers. You can freely choose to accept or decline the offers. Once you accept an offer, our system will send a notification to our subscriber, where further information about yourself, including your name and contact number will be released to the lender. The will then contact you to arrange an appointment to process your loan. To protect your privacy, should you decline the offers, your application will be voided and all information provided by you will be automatically deleted from our system.

One Hour Loan is the Fastest Way to Get the Best Rates


Get the Best Interest Rates

Our moneylenders will offer you their best rates instantly.


Licensed Moneylenders Only

We ensure that all the moneylenders who work with One Hour Loan are officially licensed and legal.


Free to Use

There are no extra charges or fees that you have to pay for using One Hour Loan.

Compare Interest Rates for Your Loan Now

What is your monthly income?


About Us

One Hour Loan is the fastest way to compare interest rates from licensed moneylenders in Singapore.

We are not a moneylender but provide a way for borrowers to get the most competitive interest rates for loans from licensed moneylenders.

Please note that One Hour Loan is a matching platform that works as an independent body to match borrowers to lenders with the most suitable offers in Singapore. As such we do not advertise for or represent any moneylender, and we are not a moneylender. We do not offer any loans directly, over the phone or at our office or otherwise. All loans are provided by our subscribing licensed moneylenders. Your quote offered on this website is non-binding and will only be finalized when you sign the loan documentation at the office of your selected licensed moneylender(s).

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